Click To Apply
Click To Apply

What We Provide To Our Customers

First Home Buyers
Next Home Buyers
Investment Properties
Refinancing
Construction Loans
Refixing & Mortgage Reviews
Low Deposit Lending
Bad Credit
Personal Lending & Debt Consolidation

First Home Buyers

Whether you are ready to buy now, or in the future, it’s never too soon to get the info and support you need. Please use the Contact Now link below to arrange a free, no obligation chat.

This is some of what Aspire can offer you (plus much more):

  • We can help you determine what you can afford & review a budget with you
  • We will explain to you the process of buying a house & how best to put in offers
  • We can put you in contact with a team of trusted experts you need to help you during the home buying journey
  • We work with over 40 lenders. We will let you know which is the best for you
  • We will answer all your questions along the way, no matter how many!


Whether you are ready to buy now, or in the future, it’s never too soon to get the info & support you need. Please contact us using the form below for a free, no obligation chat.

This is some of what Aspire can offer you (plus much more):

  • We can help you determine what you can afford & review a budget with you
  • We will explain to you the process of buying a house & how best to put in offers
  • We can put you in contact with a team of trusted experts you need to help you during the home buying journey
  • We work with over 40 lenders. We will let you know which is the best for you
  • We will answer all your questions along the way, no matter how many!


Whether you are ready to buy now, or in the future, it’s never too soon to get the info & support you need. Please contact us using the form below for a free, no obligation chat.

Back To Top
Contact Now

Building A New Home

A definitive guide to construction loans would be far too complicated for this brief summary. There are many options, steps, and choices to be made along the way.

What we can promise is that the team at Aspire Home Loans are highly experienced in Construction Loans. We have seen every circumstance that can occur through a build and navigated them as smoothly as possible for our clients.

Why choose Aspire Home Loans to help with your construction?

  • We are experts in the field with decades of experience
  • We will educate you at every key point, so you know what’s happening, why it’s happening and what you need to do
  • We will put you in contact with key professionals we know and trust to help, where needed
  • We will communicate regularly with you as we move through the process


Building a new home is a huge commitment. Some projects can take up to a year to complete. We will guide you through the process and make it easy for you.

If you would like to review your home loan options, please reach out using the Contact Now button below to arrange a free, no obligation chat.

A definitive guide to construction loans would be far too complicated for this brief summary. There are many options, steps, and choices to be made along the way.

What we can promise is that the team at Aspire Home Loans are highly experienced in Construction Loans. We have seen every circumstance that can occur through a build and navigated them as smoothly as possible for our clients.

Why choose Aspire Home Loans to help with your construction?

  • We are experts in the field with decades of experience
  • We will educate you at every key point, so you know what’s happening, why it’s happening and what you need to do
  • We will put you in contact with key professionals we know and trust to help, where needed
  • We will communicate regularly with you as we move through the process


Building a new home is a huge commitment. Some projects can take up to a year to complete. We will guide you through the process and make it easy for you.

If you would like to review your home loan options, please reach out using the Contact Now button below to arrange a free, no obligation chat.

Back To Top
Contact Now

Refixing And Reviewing Your Mortgage

Let us show you how you can better structure your mortgage to reduce the interest you pay.

We can take the hassle out of figuring out what to do with your next refix and at the same time ensure you have the best loan structure that saves you money and can make you debt free faster.

Why use Aspire Home Loans?

  • We will review and negotiate the interest rates at your next refix to make sure you are getting the best deal
  • We will review your current mortgage to identify how you can save money
  • We will take into account your needs and goals when reviewing your mortgage to optimize and future proof it for you
  • We will share any tips or tweaks you could make to get you on the path to getting mortgage free faster, putting more money in your pocket instead of the banks.
  • We won’t charge you a cent!


If you would like advice for your upcoming refix and mortgage in general, please use the Contact Now link below to arrange a free, no obligation Financial Health Check and let us help you save money and get mortgage free faster.

We can take the hassle out of figuring out what to do with your next refix and at the same time ensure you have the best loan structure that saves you money and can make you debt free faster.

Why use Aspire Home Loans?

  • We will review and negotiate the interest rates at your next refix to make sure you are getting the best deal
  • We will review your current mortgage to identify how you can save money
  • We will take into account your needs and goals when reviewing your mortgage to optimize and future proof it for you
  • We will share any tips or tweaks you could make to get you on the path to getting mortgage free faster, putting more money in your pocket instead of the banks.
  • We won’t charge you a cent!


If you would like advice for your upcoming refix and mortgage in general, please use the Contact Now link below to arrange a free, no obligation Financial Health Check and let us help you save money and get mortgage free faster.

Back To Top
Contact Now

Refinancing Your Home Loan

Refinancing your mortgage is not a decision to be taken lightly. NZ banks are notorious for making it hard to switch banks. Many clients have stated they will stay with their current lender, even though that may not be their best option.

Why use Aspire Home Loans?

  • We will ensure we compare your options with multiple banks to ensure you are getting the best deal on your interest rate
  • We will negotiate with your new bank to get you a great cash contribution
  • We will help smooth the process so that switching banks isn’t a chore
  • We will manage the process of getting your new loan approved (and a top up if needed)
  • We will take into account your needs and goals when setting up your new loan structure
  • We won’t charge you a cent!


As an extra layer of comfort and protection for you, we are required by law to prove how you will be better off by refinancing your mortgage. If we cannot, you can withdraw from the process at no cost to you.

If you would like to check out your home loan options, please use the Contact Now link below to arrange a free, no obligation home loan review and let us show you how we will save you money.

Refinancing your mortgage is not a decision to be taken lightly. NZ banks are notorious for making it hard to switch banks. Many clients have stated they will stay with their current lender, even though that may not be their best option.

Why use Aspire Home Loans?

  • We will ensure we compare your options with multiple banks to ensure you are getting the best deal on your interest rate
  • We will negotiate with your new bank to get you a great cash contribution
  • We will help smooth the process so that switching banks isn’t a chore
  • We will manage the process of getting your new loan approved (and a top up if needed)
  • We will take into account your needs and goals when setting up your new loan structure
  • We won’t charge you a cent!


As an extra layer of comfort and protection for you, we are required by law to prove how you will be better off by refinancing your mortgage. If we cannot, you can withdraw from the process at no cost to you.

If you would like to check out your home loan options, please use the Contact Now link below to arrange a free, no obligation home loan review and let us show you how we will save you money.

Back To Top
Contact Now

Investment Properties

Leverage Your Equity, Build Your Wealth.

Many Kiwis just like you see the potential in using their built-up equity to grow an investment portfolio. Navigating the exciting (and sometimes daunting) world of property investment can be tricky.

That’s where the team here at Aspire comes in:

  • We’ll help you determine how much equity you have, and how to best access it to purchase your next investment property
  • We’ll connect you to with the experts you need on this journey
  • We’ll save you time by streamlining the entire process so you can focus on finding the perfect property
  • We know the best deals and loan options available in the market
  • We can save you money with personalised financial advice


If you’re ready to take the next steps please use the Contact Now link below to arrange a free, no obligation chat and let us show you how we can help you with property investing.

Many Kiwis just like you see the potential in using their built-up equity to grow an investment portfolio. Navigating the exciting (and sometimes daunting) world of property investment can be tricky.

That’s where the team here at Aspire comes in:

  • We’ll help you determine how much equity you have, and how to best access it to purchase your next investment property
  • We’ll connect you to with the experts you need on this journey
  • We’ll save you time by streamlining the entire process so you can focus on finding the perfect property
  • We know the best deals and loan options available in the market
  • We can save you money with personalised financial advice


If you’re ready to take the next steps please use the Contact Now link below to arrange a free, no obligation chat and let us show you how we can help you with property investing.

Back To Top
Contact Now

Low Deposit Lending

Does a 20% deposit feel like an unsurmountable mountain to climb?

Ready to ditch the rent and stop paying someone else’s mortgage?

At Aspire Home Loans, we understand how you feel. There is a range of low deposit home loan options available to most kiwis that we’re experts in.

  • We’ll walk you through the different deposit options, ranging from as little as 5% deposit to a 10% deposit
  • We’ll help you gather the necessary documentation & guide you through the journey
  • We’ll negotiate with lenders on your behalf, and secure you the best deal available
  • We’ll keep you informed & up to date throughout the whole process
  • We’ll enjoy answering all your questions, no matter how many!


Don’t let a low deposit be a stumbling block on the path to you owning a home.

Let’s review your low deposit home loan options. Please use the Contact Now link below to arrange a free, no obligation chat.

Does a 20% deposit feel like an unsurmountable mountain to climb?

Ready to ditch the rent and stop paying someone else’s mortgage?

At Aspire Home Loans, we understand how you feel. There is a range of low deposit home loan options available to most kiwis that we’re experts in.

  • We’ll walk you through the different deposit options, ranging from as little as 5% deposit to a 10% deposit
  • We’ll help you gather the necessary documentation & guide you through the journey
  • We’ll negotiate with lenders on your behalf, and secure you the best deal available
  • We’ll keep you informed & up to date throughout the whole process
  • We’ll enjoy answering all your questions, no matter how many!


Don’t let a low deposit be a stumbling block on the path to you owning a home.

Let’s review your low deposit home loan options. Please use the Contact Now link below to arrange a free, no obligation chat.

Back To Top
Contact Now

Bad Credit

Ever dreamed of owning your own home but worry about past financial bumps impacting your chances?

Relax!

  • We can provide you with a credit report (free of charge)
  • We’ll let you know how your credit report will affect your ability to get a loan
  • We’ll walk you through all your options, as we work with over 40 lenders (including non-bank lenders) that help kiwis just like you
  • We’ll work with you to get you into a position to buy your home

 

We can help secure the approval you need to buy a home today. Then, as your credit improves, we transition you to a better loan, saving you money.

With the right guidance and a proactive approach, bad credit doesn’t have to stand between you and homeownership.

If you would like to review your home loan options, please use the Contact Now link below to arrange a free, no obligation home loan chat and let us show you how we can help.

Relax!

  • We can provide you with a credit report (free of charge)
  • We’ll let you know how your credit report will affect your ability to get a loan
  • We’ll walk you through all your options, as we work with over 40 lenders (including non-bank lenders) that help kiwis just like you
  • We’ll work with you to get you into a position to buy your home

 

We can help secure the approval you need to buy a home today. Then, as your credit improves, we transition you to a better loan, saving you money.

With the right guidance and a proactive approach, bad credit doesn’t have to stand between you and homeownership.

If you would like to review your home loan options, please use the Contact Now link below to arrange a free, no obligation home loan chat and let us show you how we can help.

Back To Top
Contact Now

Personal Lending & Debt Consolidation

Getting a personal loan is a big step that can cost you a lot of money if you don’t do your research and get good advice.

Whether it’s for:

  • Debt consolidation
  • New Vehicle
  • Holiday/Wedding
  • Home renovations
  • Preparing for a home purchase

 

We can take the hassle out of the whole process & ensure you have a loan that is affordable, saves you time & money and can make you debt free faster by following our expert advice.

Why use Aspire Home Loans?

  • We’ll help you take back control of your debts
  • We work with a variety of reputable trusted lenders who offer competitive rates & terms
  • We’ll help you choose the right structure to suit your budget and goals

 

If you would like help deciding whether a personal loan is right for you, please use the Contact Now link below to arrange a free, no obligation review of your situation.

Back To Top
Contact Now

Let’s Get the Ball Rolling for You!

We keep a close eye on all incoming messages. One of our friendly brokers will reach out to you soon to assist you further.
We are looking forward to connecting with you soon.

Email Us

info@aspirehomeloans.nz

Call Us

0800 344 622

Is there an adviser you wish to reach?
What is your preferred contact time?
Let us know what is important to you

Let’s Get the Ball Rolling for You!

We keep a close eye on all incoming messages. One of our friendly brokers will reach out to you soon to assist you further.

We are looking forward to connecting with you soon.

Email Us

info@aspirehomeloans.nz

Call Us

0800 344 622

Is there an adviser you wish to reach?
What is your preferred contact time?
Let us know what is important to you

OUR SERVICES

QUICK LINKS

We are Social

Facebook Instagram Linkedin

Click to follow

OUR SERVICES

QUICK LINKS

We are Social

Facebook Instagram Linkedin

Click to follow

All rights reserved @ Aspire Home Loans Ltd 2024

Designed & Developed By Ameer Hamza

All rights reserved @ Aspire Home Loans Ltd 2024

Designed & Developed By Ameer Hamza